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Estimate duty with the pensioner exemption or concession.

Use the calculator

This calculator estimates the land transfer (stamp) duty you have to pay when you claim the pensioner exemption or concession.

To use the calculator, you will need to enter:

  • the contract date for the property purchase
  • each purchaser’s share in the property
  • property details, depending on the type:
    • Established home: the dutiable value (greater of purchase price or market value).
    • Off-the-plan home: contract price and dutiable value, including any off-the-plan concession (ask your vendor for this value).
    • Vacant land with planned construction: dutiable value of the land and estimated construction costs for the home.

If applicable, the calculation will include the principal place of residence concession and any foreign purchaser additional duty.

Calculate your duty with pensioner concession

Who it is for

This calculator is for property buyers who meet both these conditions:

  • At least one purchaser holds an eligible pension card.
  • The property will be used as their principal place of residence.

The pensioner concession is a once-only benefit. None of the purchasers claiming the exemption or concession can have previously claimed it.

Thresholds for the exemptions and concessions differ based on the contract date:

Limitations of this calculator

Do not use this calculator if you qualify for a full exemption or other special concessions.

If none of the purchasers holds an eligible pension card, use the standard land transfer (stamp) duty calculator instead.

Terms and conditions

This calculator provides an estimate only.

You are responsible for checking that the information you enter is correct and relevant to your situation.

We are not responsible for any loss caused by using or relying on the calculator or its results.

Use of this calculator is subject to:

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Last modified: 28 November 2025
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